As a customer, I feel valued when it’s convenient.  Transacting in banks like Metrobank, PS Bank, BPI, PNB, and other banks that provide numbers and seat to the clients is better than transacting in banks who do not think of their clients’ welfare.

Usually at this time, Noche Buena is served.  At home, we would have pasta and pansit-bihon (noodles), bread, biko (glutinous rice delicacy), buko (young coconut strips and fruits) salad, lechon (roasted pork), cake, etc.   After the Noche Buena, we would give gifts (if there is any) to my nieces and nephews.

Today, since I am alone, Samba (sounds like Santa?) accompanied me on Noche Buena time.

Samba for Noche Buena

Based on my sister’s experience, when she started wearing eyeglasses, her eyes deteriorated too. Every year she would change her eyeglasses with a higher grade.   So that is what I don’t want to happen to me.  I am thinking though if  a reading glasses would be fine for me.  But then based on my observation, I sometimes experience unclear vision whenever my eyes are tired but it becomes clear whenever I get enough eye rest. So should I buy an eyeglasses or not?

the collage that  I made

It also allowed me to create a great collage. Just look at the evidence above. I enjoyed doing it. Making the collage photo makes you remember the good times and great memories.

I have four credit cards and I make sure I use them wisely. I pay my bills on time so I don’t have to worry about paying extra bucks to the bank.  Why I use credit card?  There are advantages that I get from it.  For example, when I had my very first credit card from Banco de Oro, I got Php300 as a welcome gift.  For my second card from PSBank, I was able to earn points and got a gift certificate worth Php500 from Adidas.  I got an oven toaster from Metrobank credit card from the points I earned and got other freebies whenever there are promotions such as free cakes from Red Ribbon, meal from fastfood chains, etc.  For my Citibank card, I received a wellness package at Nurture Spa in Tagaytay worth about Php6000, 1% rebates from Mercury drug purchases and other perks.  The latest card that I got is an RCBC card, and I received free meal from Yoshinoya for using my card.

Using a credit card is not bad if you are a prompt payer and knows how to use it properly.  Also, let me tell you that I don’t pay for the card’s annual fee.  How do I do this? I always request for a reversal whenever I see unnecessary charges on my bill.  I have been using credit card for more than 5 years now and I have never paid for an annual fee.

Aquinas University Hospital located at the corners of Washington Drive and Alternate Road  Legazpi City

To the nurses of ICU, thanks for monitoring closely and keenly  my mother’s condition, showing kindness and caring for her with love.  May God  bless you all.

Here are some ballerinas from Cruz-Halili School of Ballet (the school is located along Quezon Avenue near West Avenue) performing ballet dance.

see how flexible her body is?

look at the posture

I think ballet dancing is so much fun.

the watch

Upon arriving at the service center, the staff inspected it, looked for the scratches, verified its authenticity (thank God it is ), and recorded if there were any details that need not be missed. I was informed that the battery costs about Php200-400 (USD5-10) but it has to be checked first before they can finally conclude that the battery was the only problem.  Check up lasted around 1 hour until I got the shocking news.

The battery leaked and it has affected 3 parts already, so those need to repaired otherwise the watch may be damaged permanently and the replacement will cost me Php5000 (USD110).  Repairing is still better at buying a new, same brand.  But the cost is like buying another watch or two if other brands.

The staff told me that the watch should have been brought to the service center even though it was in good condition every 12-18 months for check up and maintenance.  Other inexpensive watches does not require regular maintenance as long as it’s working. I have a Seiko watch since 2001 and I did not have any issues with battery leak even though I don’t replace a dead battery for a couple of months.

For your Longines, Tag Heuer, Michel Herbelin and Oris watches,  bring it to Watchworks, the authorized service center located on the 2nd floor of AliMall in Cubao regularly for check up and maintenance. Better to have it checked regularly than have it repaired, which might cost you more than you expect.

Do you want to see a greater next generation? Then do the move today. Stand up for what is right, noble and righteousness. A quotable line in the movie Gladiator says, “What we do in life echoes throughout eternity.” Therefore, don’t be selfish thinking about yourself and your own pleasures only. Think of your future generation. Let your generation be the beginning of the generation that will change the nation, that will love Jesus more than anything else and a generation that will stand up for the truth.

There are circumstances that will test you to stop doing what is right, but you need to fight against it. Don’t let your situation weaken your faith. Continue to trust God and have faith that He knows everything despite of what’s happening. Something may challenge your self-esteem, the way you look at yourself and may challenge your belief to God’s promises. But remember this, God is truer than anything else, His promises is truer than what you currently see or experience. Trust God, trust that He is in control. Do not ever quit in loving and believing Him.

Having said this, in order for us to fight for the next generation’s sake there are things that we need to leave behind, there are practices that we need to stop, there are events and memories that we need to throw away. You need to be careful of what you will say and do. You need to decide. Do you want a better next generation or a worse next generation?

Results can be seen at:
http://www.prc.gov.ph/documents/REB0311se.pdf
My name is at number 1613 at http://www.pinoyexamresults.info/2011/03/march-2011-real-estate-brokers.html