I am a thrifty person. If there is a way to save I will do it. That’s why I am addicted to buying discounted quality items so for me to save. For example, I would go home on an off-0ff peak season so that I could get a very low Read more »
Category Archives: Money Matters
Why do I use credit card?
According to a research, a person who buys using credit card spends 4x than a person who buys using cash. I think this is true most of the time because credit card can be swiped anytime. Sometimes, impulse buying can occur and one ends up buying what is not needed, Read more »
Universal Life Insurance
Universal Life Insurance is a type of permanent life insurance, which is characterized by its flexibility, affordability and transparency. This gives the policy owner full control of the money that he/she is putting in the policy as it’s based on the real value of the money being invested with earnings Read more »
ClearXchange – the newest way to transfer cash
Three of the biggest banks in the US namely Wells Fargo, Bank of America and JP Morgan Chase have a launched a program called clearXchange, which will compete with paypal in transfering money electronically. This technology will allow the bank customers to transfer mney to another person’s account using email address or Read more »
Car insurance
Car insurance is a must when you are buying a car. Why? For your protection, of course! I believe getting a car insurance is not an added expense but an investment. Car insurance would protect you from car theft, and your things being stolen inside your car, such as laptops, Read more »
Insurance
There are events in life that is always expected to happen – death, tax, and change. For these expected events, we don’t have choice but to plan and be prepared for it. Preparation is the key not to be caught unawares-taking charge of your future proactively is helpful. Building financial stability Read more »
How to protect your laptop
Laptop is one of the most important gadgets that one can have because all the important files can be stored there, not to mention that it’s quite expensive. Files that may make or break your business, studies, career, etc. Files that may bring back the memories; files that may give you Read more »
B.E.S.T. Workshop
I had a chance to attend a 2-day business workshop about entrepreneurship organized by BIZWIZ, thanks to my friend, Jane Pipit who gave her slot to me. It’s a unique experience about learning how to be an entrepreneur, and getting to know people and earning new friends are a bonus Read more »
Are you shopaholic?
I love the book and movie of “Confessions of a Shopaholic” It’s a nice movie for women whose hobby is shopping and swiping and at the end of the month when the bill arrives, they go on hiding (what a rhyme!)… Having a credit card is very tempting because whenever Read more »
Coins
Whenever I have new 5 and 10-peso coin I make it a point to save them. I wonder what if those coins that I saved are gold coins? Then, maybe I’m rich by now. Although they look as if there is gold component especially when new and still shining. I realized that saving Read more »