According to a research, a person who buys using credit card spends 4x than a person who buys using cash. I think this is true most of the time because credit card can be swiped anytime. Sometimes, impulse buying can occur and one ends up buying what is not needed, then one ends up spending [...]
Archive for the ‘Money Matters’ Category
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Universal Life Insurance
July 29th, 2011 
Julie Labitag Universal Life Insurance is a type of permanent life insurance, which is characterized by its flexibility, affordability and transparency. This gives the policy owner full control of the money that he/she is putting in the policy as it’s based on the real value of the money being invested with earnings (interest). One of the great [...]
ClearXchange – the newest way to transfer cash
May 25th, 2011 Julie Labitag Three of the biggest banks in the US namely Wells Fargo, Bank of America and JP Morgan Chase have a launched a program called clearXchange, which will compete with paypal in transfering money electronically. This technology will allow the bank customers to transfer mney to another person’s account using email address or phone number only. NO need [...]
Car insurance
January 18th, 2011 Julie Labitag Car insurance is a must when you are buying a car. Why? For your protection, of course! I believe getting a car insurance is not an added expense but an investment. Car insurance would protect you from car theft, and your things being stolen inside your car, such as laptops, gadgets and the likes. Getting [...]
Insurance
October 5th, 2010 Julie Labitag There are events in life that is always expected to happen – death, tax, and change. For these expected events, we don’t have choice but to plan and be prepared for it. Preparation is the key not to be caught unawares-taking charge of your future proactively is helpful. Building financial stability is one of it, investing [...]
How to protect your laptop
July 23rd, 2010 Julie Labitag Laptop is one of the most important gadgets that one can have because all the important files can be stored there, not to mention that it’s quite expensive. Files that may make or break your business, studies, career, etc. Files that may bring back the memories; files that may give you hope and bring you back [...]
B.E.S.T. Workshop
May 30th, 2010 Julie Labitag I had a chance to attend a 2-day business workshop about entrepreneurship organized by BIZWIZ, thanks to my friend, Jane Pipit who gave her slot to me.
It’s a unique experience about learning how to be an entrepreneur, and getting to know people and earning new friends are a bonus to the workshop. This one is [...]
Are you shopaholic?
May 20th, 2010 Julie Labitag I love the book and movie of “Confessions of a Shopaholic” It’s a nice movie for women whose hobby is shopping and swiping and at the end of the month when the bill arrives, they go on hiding (what a rhyme!)…
Having a credit card is very tempting because whenever there is a good item [...]
Coins
April 25th, 2010 Julie Labitag Whenever I have new 5 and 10-peso coin I make it a point to save them. I wonder what if those coins that I saved are gold coins? Then, maybe I’m rich by now. Although they look as if there is gold component especially when new and still shining. I realized that saving coins is worthwhile because there [...]
