Let me change the adage that says “Better to be late than sorry”, to “better to be insured that sorry” if the subject of the topic is your car or other important properties.  Regarding the car insurance,  I believe it’s mandatory to have car or automobile vehicle so that whatever happens to the car, except natural cause of course, can be shouldered by the insurance company.   You might never know when accidents on the road might happen, although you may be very careful but how about the other people that you encounter on the road?  We will never know.  To find out how you can have your car insured, you can find a list of car insurance companies from the internet and find out which company could give you the best protection that you need.